We understand how important it is to have the best health insurance in UAE. With so many options available, it can be difficult to choose the right coverage for your needs. That’s why we’ve put together this comprehensive guide to help you find the best health insurance in UAE that suits your lifestyle and budget.
What is Health Insurance in UAE
Health insurance in UAE is a type of insurance that covers medical expenses incurred by an individual or family due to illness or injury. In the UAE, health insurance is mandatory for all residents, including nationals, expatriates, and their dependents. The government has made it compulsory for all employers to provide health insurance coverage to their employees. The health insurance policies in UAE offer a range of benefits, including inpatient and outpatient medical treatment, maternity care, dental treatment, and emergency medical treatment. Health insurance providers in UAE offer various plans that are tailored to meet the specific needs and budgets of individuals, families, and corporates.
What are the benefits of health insurance in UAE
There are several benefits of having health insurance in UAE, including:
- Access to quality healthcare: Health insurance gives you access to quality healthcare services without worrying about the high costs of medical treatments.
- Financial protection: Health insurance provides financial protection against unexpected and expensive medical bills. It can help you avoid paying out-of-pocket for medical expenses and save you from financial strain.
- Coverage for pre-existing conditions: Many health insurance plans in UAE cover pre-existing medical conditions. This means that even if you have a pre-existing condition, you can still get coverage for it.
- Peace of mind: With health insurance, you can have peace of mind knowing that you and your family are covered in case of a medical emergency.
- Preventive care: Many health insurance plans offer coverage for preventive care, such as annual check-ups, vaccinations, and health screenings. This can help you stay healthy and catch any potential health issues early on.
- Customizable plans: Health insurance plans in UAE are customizable to suit your specific needs and budget. You can choose the level of coverage you need and the premium you can afford.
Overall, health insurance in UAE is essential for anyone who wants to protect their health and financial wellbeing. It provides peace of mind, financial protection, and access to quality healthcare services.
Best Health Insurance in UAE
Below is the list of some of the Best Health Insurance Companies in UAE.
Takaful Emarat – The Best Health Insurance in UAE for Comprehensive Coverage
When it comes to protecting your health and investments, finding the right insurance provider is crucial. In the UAE, Takaful Emarat Insurance PSC (Takaful) stands out as the best health insurance company with its shariah-compliant insurance packages and top-notch customer service.
Established in 2008, Takaful has been providing residents of Dubai and Abu Dhabi with a variety of insurance plans, savings, protection, and investment plans. With over 20 individual and family health insurance plans, Takaful offers a wide range of coverage options to suit everyone’s needs.
Versatile Coverage Options
Takaful’s product line is versatile, including insurance, protection, savings, and investment plans, all on one platform. This means that you can easily safeguard your health and investments without the hassle of dealing with multiple providers.
Full Coverage for Your Needs
Takaful provides in-patient, out-patient, and dental protection, making it one of the most comprehensive health insurance providers in the UAE. With their wide network of hospitals and medical centers, you can rest assured that you’ll receive the best possible care without having to worry about the cost.
Dental and Optical Care
Dental treatment plans can be expensive in the UAE and globally. Takaful is one of the few insurance providers that cover up to AED 3,000 of dental expenses. Additionally, you can purchase an optional optical protection plan from Takaful, which covers up to AED 1,500 of expenses.
Physiotherapy for a Healthy Life
Takaful’s plans provide up to 20 physiotherapy sessions annually, helping you ensure a healthy life.
Reasonable Premiums
Takaful Emarat provides both individual and family medical insurance plans at reasonable premiums. Some of their popular plans include:
Rhodium – NextCare GN+ network Annual premium for age 36-40: Male – AED 8,018, Female – AED 12,256
Iridium – NextCare RN2 network Annual premium for age 36-40: Male – AED 4,186, Female – AED 5,897
Platinum – NextCare GN+ network Annual premium for age 36-40: Male – AED 7,149, Female – AED 9,675
All pricing plans are subject to 5% VAT.
The Bottom Line
Takaful Emarat is undoubtedly the best health insurance company in the UAE, offering a comprehensive range of medical plans that cover all medical issues, including dental and optical problems. With Takaful, you can enjoy peace of mind, knowing that your health and investments are well-protected. Contact Takaful now to get your personalized quote and experience the best health insurance coverage in the UAE.
Family Visa in UAE: A Comprehensive Guide
Adamjee Insurance: The Top Choice for Family Health Insurance in UAE
Are you in search of a family health insurance plans that offers comprehensive coverage and excellent customer service? Look no further than Adamjee Insurance Company Limited (AICL). Founded in Pakistan in the 1960s, Adamjee has established itself as a leading medical insurance provider in the UAE.
Coverage Adamjee provides coverage for medical expenses up to AED 1 million per person through its five network options: Gold, Silver Premium, Silver Classic, Green, and Silk Road. The plans cover in-patient and out-patient treatment, including coverage for dental treatments.
Top Features Adamjee’s customer service is second to none. Their friendly and helpful support team is available 24/7 to answer any questions and provide assistance. In addition to comprehensive health insurance, Adamjee also offers car insurance.
Adamjee’s health insurance plans include coverage for work-related injuries, maternity benefits for regular delivery, c-section, and medical emergencies up to AED 10,000. They also offer dental plans with copay options of up to 20% for worldwide dental treatment needs.
Late night consultation is available in many of the hospitals and clinics within Adamjee’s network from 10 pm to 8 am.
Pricing Adamjee offers affordable medical insurance contribution plans that are fully customisable based on your needs. Once you request a quote, their friendly agents will contact you and obtain your detailed personal profile to offer the most optimal plan.
Bottom Line If you are looking for a family health insurance plans that provides comprehensive coverage and excellent customer service, Adamjee Insurance Company Limited (AICL) is the right choice for you. Their plans comply with industry best practices and offer peace of mind to you and your family. Request your personalised quote today and experience the top-rated service that Adamjee is known for.
Abu Dhabi National Insurance Company (ADNIC)
offers a comprehensive range of insurance packages, including Shifa, a medical insurance solution. Shifa provides four-tier insurance plans, including Platinum, Gold, Silver, and Bronze, with two premium categories based on monthly income. ADNIC Shifa’s coverage is extensive and covers direct billing for over 750,000 providers in 197 countries. Additionally, ADNIC Shifa offers dental and optical care options, work injury coverage, and vaccinations, among other benefits. Shifa’s premium plans are affordable and in line with industry standards. For members with a monthly income of up to AED 4,000, the index premium rate is AED 575 for the 0-65 age band. ADNIC Shifa does not provide quotes online but will contact you after receiving your phone number to offer a customised quote. Overall, ADNIC Shifa is an excellent option for salaried employees seeking compliant and comprehensive best health insurance in UAE.
Sukoon Insurance
Best for Online Insurance Management- the overall best health insurance in UAE for online insurance management.
Overview Oman Insurance, one of the most reputed insurance providers in the UAE, recently rebranded itself as Sukoon Insurance. They offer almost every insurance product, including individual, family, business, corporate, and priority insurance packages.
Sukoon offers exclusive benefits, such as a single point of contact and priority services to high net worth members. Sukoon’s predecessor Oman Insurance has gathered over 47 years of experience serving premium clients.
Top Features Mobile app: Sukoon has developed an excellent mobile app for clients where you can easily access your self-service portal to manage all the insurance services. Claim settlement: Sukoon lets you request and manage your claim entirely online, and you won’t have to visit or call any of their physical contact points. Affordable: Starting from only AED 560, Sukoon’s insurance plans are one of the most affordable you can find in Dubai and the UAE. DHA compliance: Sukoon’s insurance plans are fully compliant with DHA, and you can remain confident of meeting the regulatory requirements. Various options: Sukoon exceeds the regulatory requirements with its HeathPlus insurance packages that let you choose a suitable option from six different pricing plans. Extended coverage: You will get extensive insurance coverage from AED 150,000 to AED 5 million, including both local and global support.
Sukoon pricing plans are highly transparent. Depending on your budget and preference, you will find both premium and value-for-money options. Their starting annual premiums are as follows:
Prime – AED 8,700 – Limit up to AED 5 million Pro – AED 5,300 – Limit up to AED 3 million Max – AED 3,100 – Limit up to AED 500,000 Home – AED 2,000 – Limit up to AED 250,000 HomeLite – AED 1,600 – Limit up to AED 250,000 Safe – AED 1,500 – Limit up to AED 150,000
Bottom Line Sukoon offers one of the most easily accessible online insurance plans in the UAE. You can purchase a plan within ten minutes. Check out the Sukoon plans now.
MetLife Insurance
Most Reputed Global Health Insurance Provider in the UAE. Overview MetLife is a well-known and best health insurance in UAE that has been operating in the UAE for over 65 years. Founded in 1968, the company has a solid reputation in the market due to its simple claim settlement process and comprehensive coverage options.
Top Features Online services: MetLife is one of the pioneers in providing a comprehensive online service portal in the UAE, eliminating the need for a paper-based application process. Health insurance types: MetLife’s health insurance plans cover a range of options, including critical illness, disability, hospitalisation, and accidents. Critical illness: MetLife covers up to 32 critical illnesses, and you can earn a no-claim bonus by living a healthy life. Low-income options: MetLife offers affordable pricing plans starting from AED 761 per annum, catering to low-income individuals, including students and domestic assistants. Preventive services: MetLife provides preventive services such as vaccination and immunisation programs as part of its insurance coverage.
Pricing MetLife offers competitive pricing plans that cater to individuals from different income levels. Some of their pricing plans include:
EBP Employee on Company Visa or Domestic Help: AED 761.25 EBP Dependent Visa: AED 1,312.50 EBP Student Visa: AED 761.25
Bottom Line MetLife is a well-established global health insurance provider with an excellent reputation in the UAE market. If you’re looking for comprehensive coverage options and a hassle-free claim settlement process, MetLife might be the right option for you. Request a personalised quote now from MetLife.
Daman Health Insurance
Most Comprehensive Online Health Insurance – the overall most comprehensive and best health insurance in UAE for online services.
Overview Daman is one of the leading health insurance providers in the UAE, offering a comprehensive range of health insurance plans. The company has a strong online presence and provides customers with easy-to-use mobile and online service platforms to manage their policies.
Top Features Extensive network: Daman has one of the largest networks of healthcare providers in the UAE, with over 2,000 healthcare organisations. Application tracking: Customers can track their application status online in real-time using their reference ID and identity document number. Activity program: Daman offers exclusive benefits to customers who participate in its physical activity program. The program aims to promote a healthy lifestyle through 15-20 minutes of daily workouts. UAE travel insurance: Daman’s travel insurance, known as Ziyarah, provides comprehensive coverage for foreign travellers for emergency medical needs or hospitalisation in the UAE, including Covid-19 treatment options. Global insurance support: Daman’s Alami insurance is an ideal solution for UAE residents travelling outside the UAE. Customers can receive emergency assistance through Daman’s broad global network.
Pricing Daman offers five high-quality health insurance pricing plans. The starting points of their annual premiums are:
Care Bronze – starts from AED 6,907, coverage limit AED 250,000 Care Silver – starts from AED 9,460, coverage limit AED 300,000 Care Gold – starts from AED 12,284, coverage limit AED 2.5 million Care Platinum – starts from AED 15,882, coverage limit AED 5 million Premier DNE – starts from AED 45,560, coverage limit AED 20 million
Bottom Line Daman is an excellent choice for those seeking a comprehensive health insurance plans in the UAE, with extensive coverage options and a strong online presence. Visit their website or mobile app to get a personalised quote.
